:root {
  --navy: #07214a;
  --navy-2: #0b3472;
  --blue: #1563c5;
  --green: #079640;
  --green-2: #067833;
  --soft-blue: #eef6ff;
  --soft-green: #edf9f1;
  --text: #10213d;
  --muted: #5a6b86;
  --line: rgba(7, 33, 74, .12);
}

* { box-sizing: border-box; }

body {
  font-family: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--text);
  background: #f7fbff;
}

.page-shell {
  min-height: 100vh;
  overflow-x: hidden;
  background:
    radial-gradient(circle at top left, rgba(7,150,64,.12), transparent 28rem),
    radial-gradient(circle at top right, rgba(21,99,197,.14), transparent 28rem),
    linear-gradient(180deg, #ffffff 0%, #f4f9ff 62%, #ffffff 100%);
}

.topbar {
  position: sticky;
  top: 0;
  z-index: 40;
  background: rgba(255,255,255,.92);
  border-bottom: 1px solid rgba(7,33,74,.08);
  backdrop-filter: blur(14px);
}

.brand-title {
  color: var(--navy);
  font-weight: 850;
  letter-spacing: -.02em;
  line-height: 1.05;
}

.brand-subtitle {
  color: var(--muted);
  font-size: .78rem;
  line-height: 1;
}

.secure-note {
  color: var(--navy);
  font-weight: 750;
  font-size: .82rem;
}

.secure-note i { color: var(--green); }

.hero-section {
  padding: 2rem 0 2.25rem;
  position: relative;
}

.mini-trust {
  color: var(--navy);
  font-weight: 800;
  font-size: .88rem;
  text-transform: uppercase;
  letter-spacing: .04em;
}

.mini-trust i { color: var(--green); font-size: 1.15rem; }

.hero-title {
  color: var(--navy);
  font-size: clamp(2.85rem, 7.2vw, 5.45rem);
  line-height: .96;
  font-weight: 950;
  letter-spacing: -.055em;
}

.hero-title span {
  display: inline-block;
  color: var(--green);
}

.hero-subtitle {
  color: #223654;
  font-size: clamp(1.06rem, 2vw, 1.35rem);
  line-height: 1.55;
  max-width: 630px;
}

.hero-visual,
.desktop-visual {
  overflow: hidden;
  border-radius: 28px;
}

.desktop-visual img {
  width: 92%;
  max-height: 285px;
  object-fit: contain;
  object-position: left center;
  filter: drop-shadow(0 20px 30px rgba(7,33,74,.10));
}

.benefit-list .col-4 { min-width: 0; }

.benefit-item {
  height: 100%;
  padding: .7rem .35rem;
}

.benefit-icon {
  width: 68px;
  height: 68px;
  margin: 0 auto .7rem;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: linear-gradient(135deg, #e5f8ec, #eef7ff);
  color: var(--green);
  font-size: 2rem;
  box-shadow: inset 0 0 0 1px rgba(7,150,64,.07);
}

.benefit-item strong {
  display: block;
  color: var(--navy);
  font-weight: 900;
  font-size: .95rem;
  line-height: 1.2;
}

.benefit-item p {
  color: #334966;
  margin: .35rem 0 0;
  font-size: .86rem;
  line-height: 1.45;
}

.form-card {
  max-width: 540px;
  background: rgba(255,255,255,.97);
  border-radius: 26px;
  border: 1px solid rgba(7,33,74,.09);
  box-shadow: 0 28px 80px rgba(7,33,74,.16);
  overflow: hidden;
}

.form-card-head {
  padding: 1.2rem 1.25rem;
  background: linear-gradient(135deg, var(--navy) 0%, #0f4c93 55%, var(--green) 100%);
  color: #fff;
}

.form-head-icon {
  width: 56px;
  height: 56px;
  flex: 0 0 56px;
  display: grid;
  place-items: center;
  background: rgba(255,255,255,.14);
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 20px;
  font-size: 2rem;
}

.form-card-head h2 {
  margin: 0;
  font-size: 1.45rem;
  line-height: 1.1;
  font-weight: 950;
  letter-spacing: -.03em;
}

.form-card-head p {
  margin: .25rem 0 0;
  color: rgba(255,255,255,.87);
  font-size: .9rem;
}

.form-card form { padding: 1.25rem; }

.form-label {
  margin-bottom: .35rem;
  color: var(--navy);
  font-weight: 850;
  font-size: .82rem;
}

.form-control,
.form-select {
  min-height: 50px;
  border-radius: 12px;
  border: 1px solid #ccd6e4;
  color: var(--navy);
  font-weight: 650;
  background-color: #fff;
  box-shadow: none !important;
}

.form-control::placeholder { color: #7d8ba1; font-weight: 500; }

.form-control:focus,
.form-select:focus {
  border-color: rgba(7,150,64,.55);
  box-shadow: 0 0 0 .25rem rgba(7,150,64,.12) !important;
}

.btn-approval {
  min-height: 58px;
  border: 0;
  border-radius: 14px;
  color: #fff;
  background: linear-gradient(135deg, #11a84d, #067832);
  font-size: 1.18rem;
  font-weight: 950;
  letter-spacing: -.02em;
  box-shadow: 0 16px 30px rgba(7,150,64,.25);
}

.btn-approval:hover,
.btn-approval:focus {
  color: #fff;
  background: linear-gradient(135deg, #0f9845, #05672c);
  transform: translateY(-1px);
}

.privacy-line {
  padding: 0 1.25rem 1.25rem;
  text-align: center;
  color: #4a5d78;
  font-size: .88rem;
  font-weight: 650;
}

.privacy-line i { color: var(--navy); margin-right: .35rem; }

.section-title h2 {
  color: var(--navy);
  font-size: clamp(1.8rem, 4.5vw, 2.35rem);
  font-weight: 950;
  letter-spacing: -.04em;
}

.section-title span {
  display: inline-block;
  width: 46px;
  height: 3px;
  border-radius: 99px;
  background: var(--green);
}

.step-card {
  position: relative;
  padding: 1.25rem;
  text-align: center;
  border-radius: 22px;
  background: rgba(255,255,255,.9);
  border: 1px solid rgba(7,33,74,.08);
  box-shadow: 0 14px 35px rgba(7,33,74,.07);
}

.step-number {
  position: absolute;
  top: 1rem;
  left: 1rem;
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: var(--blue);
  color: #fff;
  display: grid;
  place-items: center;
  font-weight: 950;
}

.step-icon {
  width: 76px;
  height: 76px;
  margin: .8rem auto 1rem;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: linear-gradient(135deg, #eaf5ff, #eaf9ef);
  color: var(--navy);
  font-size: 2.2rem;
}

.step-card h3 {
  color: var(--navy);
  font-size: 1.1rem;
  font-weight: 950;
  letter-spacing: -.02em;
}

.step-card p {
  margin: 0;
  color: #405470;
  font-size: .95rem;
  line-height: 1.55;
}

.info-box {
  border-radius: 24px;
  background: linear-gradient(135deg, #eaf5ff, #f2fff6);
  border: 1px solid rgba(7,33,74,.07);
  padding: 1.35rem;
  box-shadow: 0 14px 36px rgba(7,33,74,.07);
}

.info-box h2 {
  margin-bottom: .4rem;
  color: var(--navy);
  font-weight: 950;
  letter-spacing: -.03em;
  font-size: 1.35rem;
}

.info-box p {
  margin: 0;
  color: #243a59;
  line-height: 1.62;
  font-size: .96rem;
}

.trust-strip {
  border-radius: 24px;
  padding: .85rem;
  background: linear-gradient(135deg, var(--navy), #074585);
  box-shadow: 0 14px 35px rgba(7,33,74,.13);
}

.trust-item {
  height: 100%;
  display: flex;
  align-items: flex-start;
  gap: .8rem;
  color: #fff;
  padding: .65rem;
}

.trust-item i {
  color: #7de8a8;
  font-size: 1.9rem;
  line-height: 1;
}

.trust-item strong {
  display: block;
  font-size: .9rem;
  font-weight: 900;
}

.trust-item p {
  margin: .15rem 0 0;
  color: rgba(255,255,255,.78);
  font-size: .78rem;
  line-height: 1.35;
}

.site-footer {
  color: #d8e7ff;
  background: linear-gradient(135deg, var(--navy), #03152f);
}

.footer-note {
  font-size: .85rem;
  color: rgba(255,255,255,.82);
}

@media (max-width: 991.98px) {
  .hero-section { padding-top: 1rem; }
  .form-card { max-width: 100%; }
  .hero-copy { text-align: left; }
  .hero-title { margin-top: .35rem; }
  .hero-visual img {
    max-height: 220px;
    width: 100%;
    object-fit: contain;
  }
}

@media (max-width: 575.98px) {
  .topbar .container-xl { align-items: flex-start !important; }
  .brand-title { font-size: .92rem; }
  .secure-note { font-size: .76rem; line-height: 1.2; max-width: 118px; text-align: right; }
  .hero-title { font-size: 3.05rem; }
  .hero-subtitle { font-size: 1.02rem; }
  .benefit-icon { width: 56px; height: 56px; font-size: 1.55rem; }
  .benefit-item strong { font-size: .82rem; }
  .benefit-item p { font-size: .74rem; }
  .form-card-head { padding: 1rem; }
  .form-card form { padding: 1rem; }
  .form-control, .form-select { min-height: 48px; }
  .btn-approval { min-height: 56px; font-size: 1.08rem; }
  .info-box { padding: 1rem; }
}